LightStream is the national online consumer lending division of SunTrust Bank, the flagship subsidiary of SunTrust Banks Inc., one of the nation's leading financial services companies.
LightStream offers a unique lending solution that allows customers with good to excellent credit to borrow funds for purchases that in many cases require collateral, or that fall into categories where few or no loan options exist. With fixed competitive rates and flexible terms, a LightStream loan for $5,000 to $100,000 can be delivered directly to a borrower's bank account, as soon as the same day.* There are no fees or charges, nor penalties for early repayment.
*You can fund your loan today if today is a banking business day, your application is approved, and you complete the following steps by 2:30 p.m. Eastern time: (1) review and electronically sign your loan agreement; (2) provide us with your funding preferences and relevant banking information; and (3) complete the final verification process.